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Rate Quote Fast

Accurate Quotes, Not Estimates
Online Process, Only Takes A Few Minutes

Purchasing or Refinancing a Home? Apply Now

eMortgage Lending Incorporation is a direct mortgage lender operating in California since 2005. We have funded over 1.2 billion in home loans. We are known for low rates and an easy online process. It only takes a few minutes for you to get pre-qualified and receive a detailed rate quote. We offer many types of loans including Conventional, Jumbo, FHA, VA and USDA.

In a sea of online lenders eMortgage Lending stands out.


Years Experience


Approved Lenders


Billion Funded


Homes Financed

How It Works

Search Our Low Rates

Get a custom rate quote in minutes.

Select Your Loan

View a variety of loan options with no obligations, no commitments and most importantly, no hidden fees. Apply online or call one of our helpful licensed Loan Originators.

Close Your Loan

After underwriting your loan we will schedule closing at a time and location convenient for you.

Loan Options

Home loans offered include fixed and adjustable rate options, FHA, VA, USDA mortgages and more. Interest rates vary between loan types and we offer a variety of closing cost options to fit your needs.

Fixed Rate

With a fixed rate home loan you don’t have to worry about your monthly…


FHA loans have low down payments, are great for first time home buyers and…


VA loans have low down payments, flexible credit guidelines and…


USDA/Rural Development loans, insured by the US Dept. of Agriculture, promote…

Cash Out Refi

Use your home’s equity to consolidate debt, make home improvements or…

Adjustable Rate

With an adjustable rate mortgage (ARM), you can lower your monthly…

Knowledge Center

What Are Closing Costs?

How to Compare Offers from Multiple Lenders?

Home Refinancing Options